What Does Comprehensive Insurance Cover?

Two Men Shaking Hands

Though insurance seems like a basic concept, many are left asking: What does comprehensive insurance cover? It’s something you’ll want to know before purchasing your next Honda Pilot or Civic. Generally, comprehensive auto coverage protects against damage to your car that has not resulted from a collision. If your car is lost, stolen, vandalized, or hit by a falling object, drivers can submit a comprehensive claim to their insurance company. Learn more below, and contact the Dover Honda finance center if you have any questions.



Understanding Comprehensive Car Insurance

It helps to understand comprehensive car insurance if you also know what other types of insurance do for Rochester drivers. Here’s a quick and helpful guide to popular types of insurance:

  • Comprehensive Car Insurance: There’s a lot that can go wrong for your car, even when you’re not driving it on the Portsmouth roads. Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
  • GAP Insurance: Your vehicle starts to depreciate as soon as you drive it off the lot, but the remaining balance on your loan will not fall at the same rate! Collisions within the first few months of ownership can leave you underwater—owing more than you’re reimbursed by the insurance company—but you’ll be protected if you opt for GAP insurance.
  • Liability Insurance: If you cause an accident near Somersworth, you’ll be held responsible for damages caused to others. Liability insurance pays to repair or replace the vehicles of other drivers if you are at fault in a collision. It also covers the medical bills of those injured in the crash.
  • Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.

Insurance requirements vary by state, and while some forms of insurance are recommended for all drivers, others might only be necessary in certain cases. Contact Dover Honda near Stratham or check your local laws to get a better sense of the coverage you’ll be required to purchase.

Rely on Dover Honda for Your Finance Needs!

The Dover Honda finance department is happy to assist you as you search for a new Honda or new-to-you used vehicle. Whether you have questions about trading in a financed car, how leasing works, or anything else finance-related, we’re happy to help! And when you are ready to dive into a new car purchase, stop by Dover Honda and check out our new Honda cars and SUVs for sale!

More from Dover Honda

  • What is HondaLink?

    Exploring possible features for your next Honda and wondering, “What is HondaLink?” HondaLink is a connectivity suite that enhances your daily drive in a variety of ways. Enjoy your Somersworth commute more with hands-free calling, music streaming, app access, and much more through the HondaLink app. Check out all of the capabilities of this advanced…

  • 2020 Honda Accord Trim Levels

    Have you been dreaming about rolling around Portsmouth in a new Honda Accord? We don’t blame you! It’s such a durable car that it’s capable of making it more than 200,000 miles. And there are six available Accord configurations to choose from. You can compare all six of the 2020 Honda Accord trim levels below…

  • 2020 Honda Pilot Safety

    There’s so much for Dover to love about the 2020 Honda Pilot— from the roomy, versatile interior and interconnected cabin to its sleek exterior styling. Even more alluring, the 2020 Honda Pilot has logged outstanding safety ratings which the team here at Dover Honda has detailed below. So if you’re deciding between a Honda Pilot vs….

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

800-263-9458

Call Now

1 Dover Point Rd • Dover, NH 03820

Get Directions

Today's Hours:

Open Today! Sales: 8am-6pm

Open Today! Service: 7am-5pm

[schema type="organization" orgtype="LocalBusiness" url="www.doverhonda.com" name="Dover Honda" description="" street="1 Dover Point Rd" city="Dover" state="NH" postalcode="03820" country="United States" email="Dheleads@iclautos.com" phone="800-263-9458" logo="https://di-uploads-pod2.dealerinspire.com/doverhonda/uploads/2018/01/thumbnail.png"]
Dover Honda
Dover Honda
1 Dover Point Rd
Dover, NH, 03820 United States
800-263-9458
https://di-uploads-pod2.dealerinspire.com/doverhonda/uploads/2018/01/thumbnail.png
Dover Honda 43.1757948, -70.8672731.