What Does Comprehensive Insurance Cover?

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Though insurance seems like a basic concept, many are left asking: What does comprehensive insurance cover? It’s something you’ll want to know before purchasing your next Honda Pilot or Civic. Generally, comprehensive auto coverage protects against damage to your car that has not resulted from a collision. If your car is lost, stolen, vandalized, or hit by a falling object, drivers can submit a comprehensive claim to their insurance company. Learn more below, and contact the Dover Honda finance center if you have any questions.

Understanding Comprehensive Car Insurance

It helps to understand comprehensive car insurance if you also know what other types of insurance do for Rochester drivers. Here’s a quick and helpful guide to popular types of insurance:

  • Comprehensive Car Insurance: There’s a lot that can go wrong for your car, even when you’re not driving it on the Portsmouth roads. Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
  • GAP Insurance: Your vehicle starts to depreciate as soon as you drive it off the lot, but the remaining balance on your loan will not fall at the same rate! Collisions within the first few months of ownership can leave you underwater—owing more than you’re reimbursed by the insurance company—but you’ll be protected if you opt for GAP insurance.
  • Liability Insurance: If you cause an accident near Somersworth, you’ll be held responsible for damages caused to others. Liability insurance pays to repair or replace the vehicles of other drivers if you are at fault in a collision. It also covers the medical bills of those injured in the crash.
  • Collision Insurance: Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.

Insurance requirements vary by state, and while some forms of insurance are recommended for all drivers, others might only be necessary in certain cases. Contact Dover Honda near Stratham or check your local laws to get a better sense of the coverage you’ll be required to purchase.

Rely on Dover Honda for Your Finance Needs!

The Dover Honda finance department is happy to assist you as you search for a new Honda or new-to-you used vehicle. Whether you have questions about trading in a financed car, how leasing works, or anything else finance-related, we’re happy to help! And when you are ready to dive into a new car purchase, stop by Dover Honda and check out our new Honda cars and SUVs for sale!

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Dover Honda
Dover Honda
1 Dover Point Rd
Dover, NH, 03820 United States
Dover Honda 43.1757948, -70.8672731.